Single Premium Investment Bonds including
With Profit Bonds and Distribution Bonds
The Discount Clubs’ service has been created for
investors who know what investment bonds they wish to
invest in and who want to obtain the maximum discount
possible. The service does not offer any advice, it simply
processes your application for a flat fee of £35*
and returns you all the commission. You would not be able
to make these savings by going direct to the product provider.
The commission rates listed below are in addition to any
further enhancements or allocation rates that your chosen
investment company may offer you.
* This service is free or charged at a rate of £8
for our members on our regular user packages either as
a single member or family member.
Company
Product
Commission
%
AIG
Capital Portfolio
7.00%
AMP NPI
Investment Bond
7.25%
AXA Sun Life
Offshore Funds
6.00%
AXA Sun Life
Single Premium Bond
Except Capital Protected Distribution Bond
7.50%
BUPA
Immediate Care
4.004%
Britannic Assurance
With Profit Bond
6.75%
Canada Life
Single Premium Investment Bond
6.50%
Clerical Medical
Flexible Bond/With Profit Bond
7.00%
Clerical Medical
Distribution Bond
6.25%
Clerical Medical
Investment Bond
6.00%
Clerical Medical
Int Capital Investor
6.75%
Friends Provident
Income Distribution Bond
7.00%
Friends Provident
Investment Portfolio Bond
7.00%
Legal & General
Single Premium bonds/With Profits Bonds
6.50%
Liverpool Victoria
With Profit Investment Bond
6.25%
MGM
Celebration Bond
6.25%
Norwich Union
International Portfolio Bond and
International Investment Bond
6.25%
Norwich Union
Portfolio Bond, Bond 2000
6.92%
Norwich Union
Flexi Bond, Long Term Care Bond
6.92%
PPP Healthcare
Long Term Care Bond
7.00%
Prudential
Distribution Bond
Managed Investment Bond
Prudence Bond
6.50%
Prudential
Inheritance Bond
6.00%
Royal Skandia
Managed Capital Account
8.00%
Scottish Equitable
Performance Bond
7.00%
Scotish Life
International Secure Investment Portfolio
6.25%
Scottish Mutual
Flexible Investment Bond
7.25%
Scottish Mutual
With Profit Investment Bond
6.50%
Scottish Mutual
Personal Investment Bond
6.25%
Scottish Widows
Flexible Options Bond
6.50%
Skandia Life
Capital & Income Bond
Skandia Investment Bond
Distribution Bond
7.00%
Skandia Life
High Investment Bond
3.58%
Standard Life
With Profit Bond
6.25%
Standard Life
Capital Investment
Distribution Bond
6.25%
Winterthur Life
With Profits Bond
7.00%
ZIFA (Sterling)
Investment Bond
6.25%
The following list of companies is regularly reviewed
to research the level of discounts that they offer. Each
of them takes a percentage of the commission generated
on your investment so the more you invest the more they
take.
Best Invest
Commshare
Chelsea Financial Services
Power Robins
Hargreaves Lansdown
Torquil Clark
Chartwell Investment Management
Garrison Investments
Allenbridge
Financial Discounts Direct
In all cases the level of commission that we return to
the client exceeds anything that can be obtained from
any of the companies above. If you do your own calculations
on the amount you can save please be aware that you have
to deduct our fee of £35 from the savings you make
with us. This could mean that on smaller sums i.e. £3,000
- £3,500 that one of the above firms could offer
a better deal. If in doubt please contact us and we will
let you know who offers the best deal for smaller sums.